Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$233,604$233,604$364,500
Remaining term (yrs)23.723.730.0
Secondary amount$0$130,896$0
Funding fee$0$0$0
Note rate3.230%3.230%7.400%
Blended rate4.080%5.488%7.640%
1st payment$1,172.18$1,172.18$2,523.72
2nd payment$0.00$872.64$0.00
Taxes / mo$96.33$96.33$96.33
Insurance / mo$150.00$150.00$150.00
MI / mo$191.26$191.26$72.90
HOA / mo$41.00$41.00$41.00
Total monthly$1,650.77$2,523.42$2,883.96
Cash to close$171,396$40,500$40,500