Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$229,754	$229,754	$553,500
Remaining term (yrs)	24.1	24.1	30.0
Secondary amount	$0	$323,746	$0
Funding fee	$1,149	$1,149	$0
Note rate	2.830%	2.830%	7.400%
Blended rate	2.830%	5.708%	7.640%
1st payment	$1,092.09	$1,092.09	$3,832.32
2nd payment	$0.00	$2,090.86	$0.00
Taxes / mo	$258.83	$258.83	$258.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$110.70
HOA / mo	$80.00	$80.00	$80.00
Total monthly	$1,597.59	$3,688.45	$4,448.52
Cash to close	$385,246	$61,500	$61,500