Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$62,324$62,324$228,150
Remaining term (yrs)12.612.630.0
Secondary amount$0$165,826$0
Funding fee$0$0$0
Note rate4.880%4.880%7.400%
Blended rate5.730%7.380%7.640%
1st payment$547.93$547.93$1,579.66
2nd payment$0.00$1,105.50$0.00
Taxes / mo$60.50$60.50$60.50
Insurance / mo$150.00$150.00$150.00
MI / mo$73.30$73.30$45.63
HOA / mo$276.00$276.00$276.00
Total monthly$1,107.73$2,213.24$2,111.79
Cash to close$191,176$25,350$25,350