Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$675,062$675,062$769,500
Remaining term (yrs)27.927.930.0
Secondary amount$0$94,438$0
Funding fee$3,375$3,375$0
Note rate6.850%6.850%7.400%
Blended rate6.850%7.114%7.640%
1st payment$4,521.29$4,521.29$5,327.86
2nd payment$0.00$708.29$0.00
Taxes / mo$323.25$323.25$323.25
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$153.90
HOA / mo$17.33$17.33$17.33
Total monthly$5,078.54$5,786.82$6,039.01
Cash to close$179,938$85,500$85,500