Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$93,327$93,327$180,000
Remaining term (yrs)11.511.530.0
Secondary amount$0$86,673$0
Funding fee$0$0$0
Note rate6.380%6.380%7.400%
Blended rate7.230%8.082%7.640%
1st payment$946.90$946.90$1,246.28
2nd payment$0.00$650.05$0.00
Taxes / mo$60.25$60.25$60.25
Insurance / mo$150.00$150.00$150.00
MI / mo$107.45$107.45$36.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,264.60$1,914.65$1,492.53
Cash to close$106,673$20,000$20,000