Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$298,311	$298,311	$422,910
Remaining term (yrs)	24.6	24.6	30.0
Secondary amount	$0	$124,599	$0
Funding fee	$1,492	$1,492	$0
Note rate	3.060%	3.060%	7.400%
Blended rate	3.060%	4.515%	7.640%
1st payment	$1,433.54	$1,433.54	$2,928.14
2nd payment	$0.00	$830.66	$0.00
Taxes / mo	$92.00	$92.00	$92.00
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$84.58
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,692.21	$2,522.86	$3,271.39
Cash to close	$171,589	$46,990	$46,990