Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$265,475	$265,475	$540,000
Remaining term (yrs)	19.8	19.8	30.0
Secondary amount	$0	$274,525	$0
Funding fee	$1,327	$1,327	$0
Note rate	3.570%	3.570%	7.400%
Blended rate	3.570%	5.695%	7.640%
1st payment	$1,553.66	$1,553.66	$3,738.85
2nd payment	$0.00	$1,772.98	$0.00
Taxes / mo	$180.75	$180.75	$180.75
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$108.00
HOA / mo	$14.67	$14.67	$14.67
Total monthly	$1,915.74	$3,688.72	$4,208.94
Cash to close	$334,525	$60,000	$60,000